When we purchase an insurance plan, we do so with the hope that the insurance company will provide us with benefits in the event of an emergency. Although you may have a policy, benefits are not always guaranteed. You must follow certain processes to file a claim, and even after filing a claim it is possible that your benefits will be denied.
It is important to have an experienced lawyer on your side to guide you through the complex process of recovering insurance benefits. At Basch & Keegan LLP, our Kingston insurance claim attorneys know that insurance matters can be confusing. We are committed to helping you understand your rights within your insurance plan and recovering the compensation you deserve.
Depending on the type of insurance claim you are filing, you may be eligible to receive coverage for a variety of different situations and expenses. Your insurance policy may cover the cost of medical bills, property damage, and potentially other expenses related to an accident or emergency such as travel expenses, funeral costs, etc. Insurance is meant to serve as a safety net that provides financial assistance in the event of a covered crisis. You can review your insurance plan to determine what exactly is covered under your policy — our Kingston insurance claim lawyers can help!
The Basch & Keegan LLP legal team can help you navigate different types of insurance claims. Although our firm is primarily focused on injury claims, we also provide assistance with claims involving property damage and loss.
We can assist you with insurance claims pertaining to:
Property damage and loss
Having an insurance policy, unfortunately, does not mean that you will definitely receive benefits when needed. Your insurance provider may deny your claim, leaving you without coverage.
There are many reasons why an insurance company may deny a claim. Some of these reasons are justified — for example, if a claim is not filed within a certain time frame. However, insurance companies can wrongfully deny claims in an attempt to avoid paying benefits.
Your insurance company may give the following reasons for denying your claim:
The reason you filed your claim is not covered by your policy
You did not file your claim on time
You did not file your claim correctly
You did not pay premiums
Your policy expired
It is possible to appeal an insurance claim denial. If your insurance claim has been denied, contact our Kingston insurance claim attorneys as soon as possible. We can evaluate the terms of your insurance policy to determine if the reason you filed your claim is covered and if the claim was wrongfully denied. We will build a case against your insurance company’s reason for denying your claim and work to recover the compensation you deserve. It is our goal to ensure your expenses are covered and you can get your life back on track after a crisis.
The Basch & Keegan LLP legal team can help you recover the insurance benefits you deserve. Whether you need assistance with filing a claim or want help after your claim has been denied, our attorneys are here for you. Contact us today to discuss the details of your case.