Albany Rideshare Accident Attorneys
Need Our Help After an Uber or Lyft Crash?
Uber and Lyft accidents can be much more complex than a typical motor vehicle accident because it will concern a major rideshare corporation that will not want to pay a dime for your recovery. It isn’t personal, it’s just business, which is why you should take the case seriously by hiring a professional lawyer to assist you. Basch & Keegan LLP and our Albany rideshare accident attorneys are standing by to lend a hand. Our law firm has gained a reputation for taking – and winning – difficult cases that other law offices turn away.
Dial (845) 251-4545 to discuss your options with our team.
Can Drivers & Passengers Sue After a Rideshare Crash?
Rideshare accidents can involve numerous parties, including the rideshare driver, passengers in the rideshare vehicle, and other motorists. Who can sue after a rideshare accident? Essentially everyone who is injured has a claim to file.
In New York, pure comparative negligence rules are used for accident claims. Under this legal rule, you can file a claim against another party as long as that party is at least 1% liable for your injuries. It can be expected that multiple claims and lawsuits will start after a rideshare accident in New York for this reason, so you should know who to handle everything ahead of time.
Uber & Lyft Insurance Policies
The only “benefit” of a rideshare accident with an Uber or Lyft driver is that the rideshare companies can offer significant insurance policies following a crash. If your case qualifies to use this insurance, then you could stand to have all or most of your damages covered. However, the rideshare companies will probably make it difficult to get the benefits you need, so you should not assume that you will automatically get insurance coverage just because it says on paper that you should.
Uber’s insurance – and Lyft’s with some minor changes – can be described in three phases:
- Offline: When the rideshare driver is offline or not using the Uber app, Uber provides no coverage and accepts no responsibility for any accidents caused by the driver. Accident claims will need to be filed against the driver’s auto insurance policy that they bought themselves.
- Online: When the rideshare driver is online and waiting for a fare, Uber can provide third-party liability insurance in the amounts of $50,000 in bodily injury per person, $100,000 in bodily injury per accident, and $25,000 in property damage per accident. This policy only applies if the driver’s personally purchased policy does not.
- En route: When the rideshare driver has accepted a fare and is going to pick up the passenger, or already has picked up the passenger, Uber can provide the largest insurance coverage. Up to $1,000,000 in third-party liability damage coverage is possible, as well as policy clauses for uninsured/underinsured motorist bodily injury coverage and contingency comprehensive and collision coverage with a deductible.
Evidence for a Rideshare Accident Case
The evidence that you can use in a rideshare accident case might look a little different than what would be used in another car accident claim. For example, identifying information from the rideshare driver will be more than just their driver’s license and insurance details. You should also get any details about how they are identified on the app, such as a driver serial number. There might also be a specific number assigned to your ride. The more information that you have, the better.
As your chosen rideshare accident attorneys, we will work diligently to find evidence that proves liability and empowers your claim. Whether you need to file against your rideshare driver or another motorist who hit them, we know where to look and what to do.
Bringing Experience & Focus to Every Case We Take
Since 1987, we have been a favorite name in injury representation in Albany, New York. See what that amount of experience can do for your rideshare accident claim by hiring us. To get additional information at no cost to you, please accept a free consultation from our firm.
We look forward to hearing from you. Dial (845) 251-4545.